Adaptiv is a division of Popular Insurance LLC. Insurance products and services are offered by Popular Insurance LLC, a subsidiary
of Popular, Inc. Popular Insurance is a General Agency, Authorized
Representative, Reinsurance Intermediary Manager and Microinsurance Distributor duly authorized by the Office of the
Insurance Commissioner of Puerto Rico to manage life, variable life, variable annuities, disability, property and casualty,
title and health services insurance business in Puerto Rico. Insurance products are not deposits, are not insured by the
FDIC or other federal government agencies and are not guaranteed by Popular, Inc. or its subsidiaries and/or
affiliates.