Assess, Manage, Leverage Risks
Financial Lines
Product offering for a broad coverage of exposures to prevent losses arising from the scope of your regular responsabilities.
Cyber Liability
Achieve a higher level of protection against evolving cyber risks, preventing financial losses and reputational damages.
Cyber Liability insurance protects businesses and individuals from ever-increasing risks associated with information technology infrastructure, interconnectivity, and the underlying fields of privacy and network security.
Features
Innovative security products offering in response to evolving and sophisticated cybercrimes:
- Security and Privacy Liability
- Business Interruption
- Crisis Management
- Notification Costs
- Cyber Extortion
Directors & Officers
Directors & Officers Liability Insurance (D&O) provides critical indemnity solutions for small to large companies with liability exposure from investors, employees, or third parties.
Any company that values its directors and officers reputations can benefit from a D&O policy to address the exposure of operating in a higher-risk environment, regulatory compliance, complex governance, industry-specific standards, international constraints, and multiple stakeholders. As a result, a D&O policy has become one of the principal strategies to manage risk at companies.
Features
The Directors and Officers Insurance provides a comprehensive coverage offering, aimed at addressing claims arising from losses against:
- Past, present and future directors and officers
- Defense costs and financial losses
- Policy Structure:
- - Side A: Non-Indemnifiable Loss
- - Side B: Indemnifiable Loss
- - Side C: Entity Coverage (Securities Claims)
Professional Indemnity – Errors & Omissions
Errors and Omissions (E&O) Insurance is a form of professional liability insurance designed to protect employees and employers against clients’ claims of negligent acts, errors, inaccuracies, or misrepresentation committed during regular business activities that result in a financial loss. Anyone who provides professional services should have E&O insurance, including financial and investment advisors, insurance agents, lawyers, and accountants, among many others.
Some professionals are required by law, licensing boards or professional associations to carry E&O insurance. Clients may also ask for proof of E&O insurance to work with a company or service provider.
Features
E&O insurance policies help protect your business from inherent risks and claims of:
- Professional negligence
- Errors or oversights in your work
- Omissions
- Misrepresentation
- Violation of good faith and fair dealing
- Inaccurate advice
Financial Institutions
Financial institutions are companies operating in the financial services sector, including banks, insurance companies, investment banking, and broker-dealers. They play a vital role in the economy and engage under a strict regulatory framework. As a result, financial institutions are exposed to higher fiscal scrutiny and government oversight. Their risk exposure is higher compared to their commercial counterparts, requiring specialized solutions for D&O, E&O, and Crime Liability.
Features
Financial institutions have insurance policies tailored to their specific industry, helping companies protect their operations from inherent risks and claims derived from:
- Financial Institutions Directors & Officers
- Financial Institution Professional Liability (FIPI)
- Financial Institution Bond (FI Bond)
- Pension Trust Liability